The Difference Maker You’re Looking for in the California Housing Market

(BPT) – The Golden State has long been a place for people pursuing their dreams, and making the dream of homeownership come true can be on the top of the list for many Californians. From mountain views to beautiful beaches and year-round amenities, buying a home in California can be a great investment.

While buying a home continues to be competitive in California’s top housing markets, record-breaking housing prices are stabilizing, supply is improving, and competition is showing signs of easing up. This is the time to make your move, and Golden 1 Credit Union is here to help!

While there are many financial institutions to choose from, Golden 1 offers unique advantages to Californians looking to buy a home. Because they’re based here in California and serve only Californians, they understand local markets and have local resources to make the process as seamless and simple as possible. As a not-for-profit credit union, they offer lower rates on loans, low down payment options, and a variety of fixed and adjustable-rate options.

Through June 30, 2022[1], Golden 1 is making the dream of homeownership more affordable — whether purchasing or refinancing — with up to $2,000 savings on closing costs when financing with Golden 1 Home Loans[2]. That’s money that can be used to grow your savings, buy furniture, or fix up the backyard so it’s summer-ready! Since the promotion launched on February 1, 2022, Golden 1 has already helped nearly 275 members with over $500,000 in closing cost assistance!

You can save even more on closing costs with Golden 1’s exclusive Buyer Advantage Program. By using a Golden 1 Preferred Real Estate Agent, you can receive up to 25% off commission costs, which can be a significant savings.

Whether you’re ready to apply for a loan or just gathering information, Golden 1 Home Loan Advisors are here to answer questions, gather information, and discuss requirements. From pre-qualifications to the funding and closing of home purchases — including refinances, cash-out transactions, and fixed second mortgage and home equity lines of credit — Home Loan Advisors are dedicated to helping Golden 1 members and creating long-term relationships.

Become a Golden 1 member today and find the right loan for you by visiting or downloading the Golden 1 Home Loans app in the Apple or Google Play store. Our app simplifies your home loan experience with convenient and secure access to your application, digital documents, and your Home Loan Advisor.

Don’t delay! Home sales heat up during the summer months, so now is the best time for potential homebuyers to get ahead of the rising competition. Embark on your Golden 1 home loan journey with confidence, and with your experienced Home Loan Advisor by your side every step of the way! Whether buying your first home, relocating, or refinancing, there are money-saving opportunities available to make your dream a reality. With Golden 1 you have full support in your home buying journey … you belong here!

[1] February 1, 2022 through June 30, 2022